Real estate agents often become the go-to person for buyers’ questions—especially first-time buyers and people relocating to the area. What do you think I should offer? Which lender do you recommend? How quickly can I close?
Oftentimes, however, home buyers don’t think to ask about title insurance. They don’t think about all the potential issues that may botch their purchase. That’s why it’s up to agents to advise their clients on title insurance and highly encourage it ... read more
So far in 2017, mortgage rates have remained flat or lowered. While most market analysts predicted higher interest rates by now, some surprise factors have kept the numbers low. This is great news for home buyers, but the second half of the year can bring about a rise in mortgage rates.
On one hand, the economy is strong, and unemployment is low. Low unemployment means more buyers in the market, which almost inevitably leads to higher interest rates.
On the other hand, failed healthcare legisl... read more
It seems that as soon as a home in our price range goes on the market, it's sold. How can I get ahead of other buyers?
The seller’s market continues to run hot, with lower supply and higher demand. That’s great news if you’re a seller, but getting into a new home as a buyer can be a challenging process. Adopt a few important strategies to get the home you want.
1. Find a good agent. This is your number one tactic. A good real estate agent has an... read more
The mortgage lending industry is competitive, and lenders need your business. Shopping around for the best mortgage rates is not only reasonable; it’s the smart thing to do.
Note that there are two ways to lower your mortgage rate on your own. Make sure your credit score is solid, and save up for a decent down payment to ensure a lower rate. After you have set yourself up for success, shop around for the lender who will give you the best value for your money in terms of an interest rate on yo... read more