Many first- and second-time home buyers are watching mortgage interest rates beginning to climb and worrying they’ve missed the window for buying their next home. But a long-term view of mortgage rates clearly shows now is a good time to buy, and that’s unlikely to change any time soon.
To illustrate, we pulled 30-year-fixed-rate Freddie Mac loans for the past 30 years. In the early 1980s, those rates exceeded 18 percent! They declined to around 10 percent in 1990 and around 7 percent in the early 2000... read more
As the days get shorter and you start spending more time indoors, fall makes a great time to lighten and expand your indoor space. While you may not feel like actually moving walls or creating more windows, you can achieve the same effect with carefully placed mirrors.
Mirrors can be a great way to open up a room while also updating your decor — all without a lot of money. Here are some tips to get you started:
To make a room seem larger, prop a large mirror against the wall. For maximum effect, you&rsquo... read more
If you’re looking for a new home, one of the smartest things you can do is prequalify for a mortgage. Prequalifying not only helps you understand how much you can afford; it also strengthens your negotiating position when you’re ready to make an offer.
The first step is to figure out your budget and how much you can comfortably afford to pay on a monthly basis. This figure will help you determine your price range and the loan terms that may be best for you.
Once you have an idea of what your budget ca... read more
Posted by Coldwell Banker River Valley on June 28, 2013 in
Backyard sheds have long served as a basic receptacle for all your outdoor tools: serving as storage space for everything from lawnmowers and snow blowers to garden hoses, rakes and fishing gear. But with a little creative thinking, your shed could become an extension of your home.
In fact, many people are finding outdoor sheds can be a great alternative to expensive home additions.
Sometimes a man cave can be just what you need. Many sheds come equipped with lights and outlets, so all you need is a comfy rec... read more
It’s taken a few years, but the housing market is rebounding and doing it soundly. In fact, Wisconsin home sales rose in May for the 23rd month in a row. All signs point to a continuing healthy market. Here are three reasons why.
1) Supply and demand. After the housing market crashed in 2008, builders dramatically slowed new construction. In that same time, population growth and immigration have increased the number of prospective owners entering the marketplace. In addition, experts estimate that millennial... read more