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Mortgage Rate Forecast for Last Half of 2017

Posted by Anna Jotham on June 28, 2017 in  Financing
So far in 2017, mortgage rates have remained flat or lowered. While most market analysts predicted higher interest rates by now, some surprise factors have kept the numbers low. This is great news for home buyers, but the second half of the year can bring about a rise in mortgage rates. On one hand, the economy is strong, and unemployment is low. Low unemployment means more buyers in the market, which almost inevitably leads to higher interest rates.  On the other hand, failed healthcare legislation in e... read more

Q&A: How Can I Get Ahead of Other Buyers?

Posted by Anna Jotham on June 26, 2017 in  uncategorized
It seems that as soon as a home in our price range goes on the market, it's sold. How can I get ahead of other buyers? The seller’s market continues to run hot, with lower supply and higher demand. That’s great news if you’re a seller, but getting into a new home as a buyer can be a challenging process. Adopt a few important strategies to get the home you want. 1.       Find a good agent. This is your number one tactic. A good real estate agent has an ear to the ... read more

Shopping for Mortgages: Negotiating the Best Rates

Posted by Anna Jotham on June 26, 2017 in  Financing
The mortgage lending industry is competitive, and lenders need your business. Shopping around for the best mortgage rates is not only reasonable; it’s the smart thing to do.  Note that there are two ways to lower your mortgage rate on your own. Make sure your credit score is solid, and save up for a decent down payment to ensure a lower rate. After you have set yourself up for success, shop around for the lender who will give you the best value for your money in terms of an interest rate on your mortgag... read more

Home Through the Eyes of a Child - 4

Posted by Anna Jotham on June 20, 2017 in  uncategorized

Home makes me feel...

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