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The Unexpected Advantages of Using a Real Estate Agent

Hint: Realtors are game changers
Posted by Anna Jotham on January 11, 2021 in  Buying and Selling  For Sale By Owner
As the process of buying and selling homes continues to evolve, one thing remains clear: real estate agents offer many advantages. And while some might think they can go it on their own, or "there's an app for that," the truth is Realtors bring a level of expertise to the process and a long list of benefits you may not be aware of — several of which cannot come close to being matched by anything on your smartphone.  The many benefits of having a Realtor Whether you're buying or selling a home, whether ... read more

5 Questions for Prospective Mortgage Lenders

Selecting the Right Mortgage Lender is Essential
Posted by Anna Jotham on August 11, 2020 in  Buying and Selling  Financing
When it's time to buy a home, you will likely be eager to lock in with a mortgage lender. But before you make a commitment, it's essential that you find the right lender for you. There can be big differences between prospective lenders, and not all of them great: from unexpected fees to unfavorable terms and the types of loans offered. And with the number of online options available these days, it's definitely a world of borrower beware. Settle on the wrong lender or loan, and you could feel financially trapped in ... read more

Rising Costs and Reduced Inventory Challenge Home Ownership

Housing inventory shortage creates major roadblock on the road to homeownership.
Posted by Anna Jotham on October 22, 2019 in  Buying and Selling
River Valley region homebuyers are now facing their second consecutive year of inventory shortages. And as happens when demand overwhelms supply, prices increase. It’s the perfect storm to keep first-time buyers from achieving the American dream. But it’s also the perfect formula for motivating creative ways to save for a down payment. In a recent Bankrate survey, almost half of millennials (ages 23 to 38) said the cost of living was keeping them from buying a home. But they’re not the only o... read more

Steps to Build Equity in Your Home

Owning more of your home creates opportunities for you
Posted by Anna Jotham on September 09, 2019 in  Buying and Selling
As a homeowner, building equity in your home is one of the best ways to open doors to opportunities in the future. Your home equity can, for example, be used to pay college tuition for one of the kids, build your retirement savings or free you up to buy the vacation home of your dreams. Equity can also help you remodel your current home — imagine at last having that chef’s kitchen you’ve always dreamed of or a three-season porch. Thinking of the many ways you could leverage the equity in your home... read more

4 Things You Should Know About New Construction

Prepare for the unexpected with these insights into your new home
Posted by Anna Jotham on August 23, 2019 in  Buying and Selling
Prepare for the unexpected with these insights into your new home.There’s nothing quite like being the first to live in a new home. Carpet no one has spilled on yet. Door frames no one has dinged. A yard where your kids will be the first to play. That new house smell (even better than that new car smell!). Purchasing new construction definitely has its perks over older homes. But there are several surprises that new home owners can bump up against if they haven’t done their homework. And these are aspec... read more
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