Be Right at Home

20 Creative Ways to Save for a Down Payment

Posted by Anna Jotham on March 08, 2018 in  Financing
In your heart, you’re ready to buy a house. Maybe you scan the listings every week, to see what pops up in your favorite ‘hoods. Maybe you attend open houses, just to get ideas. And chances are your Pinterest board is full of pins related to home design and DIY inspiration.  Every single part of you feels ready to buy a house—that is, except your savings account.  Dreaming about homeownership is natural, and often comes easily. Saving for a down payment, not so much. Knowing that for t... read more
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Where to Begin?

Posted by Anna Jotham on January 03, 2018 in  Financing
We just found out we’re expecting a baby this summer and we’d really like to buy a home before she’s here. Where do we start?   Congratulations! This is an exciting time full of anticipation. You have some planning to do.  Determine how much you can afford. Start by taking inventory of your financial situation. Can you show that your employment situation is stable? Is your debt-to-income ratio reasonable? How much home you can afford? Use a mortgage calculator... read more
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When you have a blog, you try to write about the topics that people appear to be most interested in. Those interests evolve over time, but some things seem to be evergreen, and they’re not always the topics one might expect.   As we look back on the ten years since we formed Coldwell Banker River Valley, REALTORS, one thing we’ve learned is that when it comes to predicting what will interest people most is to expect the unexpected. The good news is it looks like we have a little something for ev... read more
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This year marks our tenth year in business as Coldwell Banker River Valley, Realtors, and that’s a milestone worth noting and celebrating. Of course, we couldn’t have gotten here without our great clients and excellent team of agents, so we hope you’ll join us in looking at ten of our top-ten lists—beginning with what we love about being in real estate and running the gamut through the top 10 pros and cons about working with family. We hope you’ll be inspired, entertained and maybe e... read more
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Why Every Home Buyer Needs Title Insurance

Posted by Anna Jotham on August 09, 2017 in  Financing
Real estate agents often become the go-to person for buyers’ questions—especially first-time buyers and people relocating to the area. What do you think I should offer? Which lender do you recommend? How quickly can I close?   Oftentimes, however, home buyers don’t think to ask about title insurance. They don’t think about all the potential issues that may botch their purchase. That’s why it’s up to agents to advise their clients on title insurance and highly encourage it ... read more
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